On September 17, 2023, the Prime Minister of India Narendra Modi launched the “PM Vishwakarma Yojana“. This yojana is for people who run small businesses making things by hand using old-fashioned methods, such as potters, weavers, and metalworkers.
This special program started by the Indian government will help skilled craftspeople who are very good at making things by hand. The concept of PM Vishwakarma Yojana is to help such people to become better and more successful. The budget of Vishwakarma Yojana is INR 13,000 crore to help craftsmen make more money and have a better life.
Why did the government introduce PM Vishwakarma Yojana?
The artisans engaged in work like blacksmithing, carpentry, pottery, and goldsmithing don’t have money to increase their skills or to get proper training. They face difficulties in selling their work as most of them are not able to understand how to reach customers.
PM Vishwakarma Yojana will help such people to reach their goals. This yojana will help them learn new skills, get loans to purchase good tools, and will also help them find places where they can sell their products. Departments like Small Businesses, Skill Development, and Finance are working together to make PM Vishwakarma Yojana successful.
PM Vishwakarma Yojana will help:
- Keep the old skills of craftsmen.
- help these people make their things better and faster, so they can sell them in stores.
- support people who struggle to make money, like women, and people from places where they are not getting any help.
- literate craftsmen for using computers and the internet to go digital.
Key Features of PM Vishwakarma Yojana
- Under this Yojana, the government will provide special certificates and ID cards to the members.
- The government will give special classes to teach new skills or to improve your old skills. The classroom duration will be 40 hours (short class) and 120 hours (long class).
- The Government will guide in starting their own business.
- The government will give up to ₹15,000 to purchase new tools or to upgrade current tools.
- loan of up to ₹3 lakhs will be provided without any security
- The rate of interest is 5% per annum.
- For going digital payments like Paytm or Google Pay rewards will be given.
- Support will be given for making good quality products.
- Guidance will be given to sell your products online
Comparison of PM Vishwakarma Yojana from others scheme
PM Vishwakarma Yojana is different from other schemes like business loans or MUDRA Yojana. This is purely to help artisans. Vishwakarma Yojana is to provide the help they need. This program encourages them to learn new skills and helps them use technology to sell their products digitally.
Artisans Eligible for PM Vishwakarma Yojana
- Carpenter (Suthar): Woodworker, Joiner
- Boat Maker: Shipwright, Boat Builder
- Armourer: Weaponsmith, Arms Maker
- Blacksmith (Lohar): Ironworker, Forger
- Hammer and Tool Kit Maker: Toolmaker, Implement Maker
- Locksmith: Key Maker, Lock Repairer
- Goldsmith (Sunar): Jeweler, Gold Artisan
- Potter (Kumhaar): Ceramicist, Clay Worker
- Sculptor (Moortikar)/ Stone carver / Stone breaker: Stone Mason, Carver
- Cobbler (Charmkar)/ Shoesmith/ Footwear artisan: Shoe Maker, Leatherworker
- Mason (Raajmistr): Bricklayer, Stonemason
- Basket Maker/ Basket Waver: Mat maker/ Coir Weaver/ Broom maker: Weaver, Basket Weaver
- Doll & Toy Maker (Traditional): Toy Maker, Artisan Toymaker
- Barber (Naai): Hairdresser, Stylist
- Garland Maker (Malakaar): Florist, Garland Weaver
- Washerman (Dhobi): Launderer, Clothes Washer
- Tailor (Darzi): Dressmaker, Seamstress
- Fishing Net Maker: Net Maker, Fisherman
How to avail benefits of PM Vishwakarma Yojana
If you are interested in taking benefits from Vishwakarma Yojana then you have to register yourself as an applicant. Kindly follow the simple steps mentioned below or as shown in the image:
Visit the official website at https://pmvishwakarma.gov.in/
Click on the “Login” menu tab and select “CSC – Register Artisans” if using a Common Service Centre (CSC) for registration. You can also download the PDF for proper guidance.
Documents required for Registration:
- Aadhaar, mobile number, bank details, and ration card are mandatory for registration.
- If a person doesn’t have a ration card, then the Aadhaar cards of all family members are required.
- If a person doesn’t have a bank account, they have to open a bank account first.
- Additional documents can be asked as per the requirements prescribed by the MOMSME.
DISCLAIMER: The article is to aware people of the scheme as proposed by the Government of India on its official website. While efforts have been made to ensure accuracy, still readers are requested to refer official PM Vishwakarma website for the latest information. The author is not responsible for any discrepancies or errors in the content.
